The Scheme is still required to add inflationary increases - up to the. Avoiding scams. Your Dependent children can receive allowances on your death. Percentage of Pensionable Pay that you pay. The Waste: The. Liverpool. your preferences in relation to your pension benefits, including any elections you may make online through mybapension online; and. Email (Outlook Web App OWA) > Your ESS ApplicationsBA Pensions manages specialist teams dedicated to pensions and financial services. mybapension. 99. Or, if you take a lump sum, the LTA value would be the cash value of your lump sum plus 20 times your remaining annual pension: lump sum of £20,000 plus 20 x £4,200 p. Log in to see the personal statements and tools available to you. If you leave your pension with BA it is called a deferred pension. Your contributions are deducted automatically from your monthly. 50%. On this page are details of former colleagues who have recently passed away. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. You cannot give or 'assign' your benefits. Annual Report on the Socially Responsible Investment Programme for the year to 31 March 2018. Redirecting to ESS Home in 10 seconds. Hover over or click on the individual bars to see the interest rate for each specific month: For example, if you had an EBF balance of £1,000 on 1 April and the total monthly rate for each of the following 12 months was 0. The Orders currently reflect. Can I draw my deferred pension early? If you left employment with BA and left your pension in the Scheme you can draw your benefits any time from age 50 if you wish (subject to certain conditions – see below). mybapension. Please quote your pension number (which is the same as your old BA staff number) in all correspondence. Your basic pension = (your Pensionable Service x your Retiring Pay) divided by 52 build-up rate ( Flying Staff) or by 56 build-up rate (Ground Staff). ’ page of our website, 1. The Scheme’s funding deficit on 31 March 2021 was £1. It is the member’s responsibility to assess whether they are affected by the tapered AA and to calculate the amount of their reduced AA. The NAPS membership elects five Trustee Directors as MNDs as follows:The individual's AA for 2020/21 is therefore: £60,000 - £17,360. mybapension. 99. The LTA is currently c£1. Glossary. mybapension. AVC funds. com is for staff who joined British. mybapension. 1 day ago · The Financial Times has convened a panel of experts to answer your questions about how the measures might have an impact on your personal finances. At a glance. 5%. 75%. If you have registered for online communications you can submit your Notice of Wish directly to the Pensions team by logging into Mybapension online and filling in the online Notice of Wish. The lump sum is free of inheritance tax. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Looking for old news? mybapension. The APS Discretionary Increase Settlement makes provision for payment of a Discretionary Increase in 2020 of 75% of the gap between RPI and the Government’s PIRO increase for 2020 (The PIRO increase is expected to be 1. Telephone: 020 8538 2100 (Monday to Friday 9am – 1pm) British Airways Pensions. The Glossary contains definitions of all the technical terms used on this website. If you have a single pension entitlement with us, your pension reference number will usually be your six-digit BA staff number preceded by “1”, for example if your staff number is 097132, your pension reference would usually be 1097132. At that time the requirement for the Scheme to add increases stops for any GMP built up to 5 April 1988. These may have different NRA's; however, they must be treated. The Corporate Trustee. mybapension. Your BA pension is only part of the income you will receive on retirement. We can't guarantee to publish every one but we’ll try to include it in a future publication, where space allows. 1% of Band. Then divide this by the current LTA and multiply by 100 to work out the percentage of your LTA you have. mybapension. AVC-only transfer options . mybapension. = £120,000. Your reference number: Your password: Forgotten your password? Having problems logging in? How to login How to Login Close Welfare, Social & Benefits. 5% Flying Staff. The contains definitions of all the technical terms used on this website. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). indd 2 22/08/23 3:43 PMPlease use the online ‘ Contact us ’ form to request a CETV quotation, or call us on 020 8538 2100 (9am to 1pm, Monday to Friday). mybapension. The number of meetings varies from year to year – in some years Trustee Directors could attend an average of 20 meetings. Click here to read the most recent obituaries. Please keep in mind that for most people, the amount you can take as your tax-free entitlement will stay at 25% of the value of your Scheme pension, up to a maximum amount of £268,275 (25% of the LTA of £1,073,100). The PSTR number is 00302323RH. Currently AVCs can be taken as part of the maximum tax-free lump sum of up to 25% of the available Lifetime Allowance. What you get from NAPS will depend on your Qualifying service (the period of time you paid contributions to the Scheme), adjusted for any changes in your BA occupations prior to 31/3/07 (such as a move from Flying Staff to Ground Staff), plus any service you transferred into the Scheme. If you leave your pension in APS it is called a deferred pension. mybapension. The investment objective for the MPF is reviewed. Hover over or click on the individual bars to see the interest rate for each specific month: For example, if you had an EBF balance of £1,000 on 1 April and the total monthly rate for each of the following 12 months was 0. 8. You can find more information about the MPAA on the HMRC website. The tapered AA. mybapension. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. If you retire early, any pension paid before its relevant Normal Retirement Age will be reduced because you and BA will have paid fewer contributions than expected to fund your final benefits and the pension will be paid for a longer period of time. The Government’s pension arrangements differ depending on whether you reach your State. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com. It is likely that you have questions about your British Airways pension benefits. e. com. For example, if you work on a TPT basis for five months, working 80% of your normal, full-time hours, and then return to full-time working for the next seven months, your pensionable service for the year would be: 5 months x 80% = 4 months. After being made redundant by British Airways last year, I have retrained as a teacher. The Scheme is a Registered Pension Scheme approved under Chapter 2 of the Finance Act 2004. The Government gives. We try to answer many of them here and you will also find lots of useful information within other areas of this site. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. 17. Your BA pension is only part of the income you will receive on retirement. News articles are published on the APS and NAPS websites. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Our telephone service is currently available between 9am and 1pm, Monday to Friday. You can retire and draw a reduced pension before your Normal Retirement Age - from age 50. com is for staff who joined British Airways before 1 April 2003 and are. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Currently AVCs can be taken as part of the maximum tax-free lump sum of up. BA Pensions service update. You can also view your personal benefit statements if you usually receive these. mybapension. From then on your pension will be paid at the end of every month into your chosen bank or building society account. You may need to check with your building society for the correct details to provide. Email (Outlook Web App OWA) > Your ESS ApplicationsThis part of your pension is due at your old Normal Retirement Age (NRA), which is age 55 for Flying Staff, or age 60 for Ground Staff. 50%. These increases are part of your rights and are not discretionary. The Glossary contains definitions of all the technical terms used on this website. Employer Nominated Directors (ENDs) are appointed by BA, and Member. We provide useful resources and technical information about the Scheme, such as the Member Handbooks and leaflets, The Trust Deed and Rules of the Scheme, as well as NAPS valuation reports, Annual Report & Financial Statements, and documents on the Responsible Investment page which provide information about how the Trustee and. = £104,000. Write to us at: British Airways Pensions. Providing pension. It is a domain having com extension. British Airways Pensions Services. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. If your deferred pension has a cash equivalent value of £10,000 or less, you can exchange it for a one-off small lump sum at any time after GMP Age (age 65 - men; age 60 - women) or from age 55 if your pension does not include a Guaranteed Minimum Pension (GMP) entitlement. 99. If you have registered for online communications you can submit your Notice of Wish directly to the Pensions team by logging into Mybapension online and filling in the online Notice of Wish. The informant will need your pension reference number when calling the team. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). L69 2YL. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. You can register for online communications at any time by clicking the ' Register ' button, then following the on-screen instructions. 24 March 2023. Key facts: You can save any amount up to 50% of your gross taxable pay. Write to us at: British Airways Pensions. 56%, your AVC balance at the end of the 21/22 year would be calculated as your £1,000 balance increased by 0. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). You can access your pension statements, modeller, payslips and more online. Or, if you take a tax-free lump. Retirement flexibility – You have mentioned that your earnings have reduced following your redundancy and, if you were to retain the BA pension, and the retirement age was say 60, you could. In addition, members under State Pension Age who have not selected the 1/83 pension build up rate pay an additional 3. The Scheme was contracted-out of S2P by the GMP test until April 1997 and subsequently under the Reference Scheme Test until 5 April 2016. mybapension. Email [email protected] Airways Pension Trustees Limited (BAPTL) is a company established to hold the assets of the Airways Pension Scheme (APS) and the New Airways Pension Scheme (NAPS), with BAPTL acting in law as the Custodian Trustee of the assets of both schemes. Scheme increases in NAPS are generally in line with the Government’s yearly Pensions Increase (Review) Orders (PIRO), up to a maximum of 5% in any year. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). It is likely that you have questions about your British Airways pension benefits. If you have a tax query, please call the tax office on 0300 200 3300 or write to:The first payment is made at the end of the month after the month you retire. You should give this option careful consideration as opting out means you will be giving up valuable pension scheme benefits. Glossary. You can also view your yearly deferred pension statements if you usually receive these. Visit the Scheme documents page to view the annual report and financial statements for the year ending 31 March 2021. Information about the Scheme, pension guidance, and accessing your pension details. FAQs. Log in to see the personal statements and tools available to you. BA Pensions service update. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. We will issue a pension increase statement each year, usually near the end of April, with full details of the increase that will apply to your pension and this will include a P60 certificate. mybapension. If you die whilst an active member of the Scheme - the allowance is calculated as one-sixth of the basic pension you would have received for the years, months and days that you have been in the Scheme plus half the time remaining between the date of your death and. Percentage of Pensionable Pay that you pay. Scheme updates. You can choose to leave your BA pension Scheme (known as opting out) at any time before you leave employment with British Airways. Please use the online ‘ Contact us ’ form to request a CETV quotation, or call us on 020 8538 2100 (9am to 1pm, Monday to Friday). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension. mybapension. With BA pensions, you have a good basic package but you can improve it by saving more. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 1. BA has advised that the contribution will be added to your BAPP account in April, after the start of the new tax. If you elected to stop paying contributions and. mybapension. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. We provide a pay slip with your first pension payment. Once you reach age 65 (men) or age 60 (women) the Scheme is no longer responsible for increasing the amount of GMP built up to 5 April 1988 and is only responsible for any increases due up to 3% a year on the GMP built up since 5. If you are in Plan 60, half the potential service to age 60 would be included in the calculation of your ill health pension. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. Former BA Staff Absent Friends. Your deferred pension is worked out using a standard formula: Retiring Pay x pensionable service. The Trustee will continue to provide AA statements for members whose pension input amount exceeds the standard £60,000 AA. mybapension. mybapension. Pension increases. Your deferred pension does not need to be assessed against the AA unless you are a pilot who chose the three-year promotional. The settlement also includes an intention, subject to an affordability test, for Discretionary Increases to be made from. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The informant will need your pension reference number when calling the team. Pensions with Lifetime Allowance values between £10,000 and £30,000. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). of the Balfour Beatty Pension Fund (BBPF) To access information about your pension benefits. 1% of Band Earnings as a contribution to the Scheme unless you have chosen the 1/54 build-up rate (Flying Staff) or the 1/58 build-up rate (Ground Staff), in which case. Alternatively, the informant can fill in our ' Death notification. I left before 1 April 2007. Close. mybapension. If you have a general pension question, you may find the answer to your query on the ‘ FAQs ’ page. Scheme documents. After that we will only provide a pay slip if the amount you will receive changes by more than £0. com is for staff. Four Trustee Directors are elected by APS members and pensioners as Member Nominated Directors. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The informant will need your pension reference number when calling the team. 75%. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. 6%. mybapension. *Option 55 is now closed to new joiners but existing Option 55 members currently have opportunities to switch off Option 55 within Plan 60 from 1 April or 1 October. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). gov registration process, which includes setting up an email and password for future logins. If you are currently under State Pension Age you can choose to build your pension at a slower rate of 1/54 (Flying Staff) or 1/58 (Ground Staff) for future service. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 1/60. L69 2YL. In June you voted to elect Kate Gay, and re-elect Jack Weale, as member-nominated Trustee Directors (MNDs) from the pensioner membership. Simply sign in to My Account to find all your pension information in one place. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). You then have a further opportunity to make a transfer of any remainingContact us at: Send a message via ' Contact us '. Pensions for state employees and teachers have been a wrench in the gears of Pennsylvania government for decades. If you are currently paying lower contributions to build your pension up at the lower rate of 1/83, this portion of your pension will be calculated using the 1/83 build-up rate. Your Post 2007 service pension is a percentage of your pay at retirement for service you have completed after 1 April 2007 in either Plan 60 or Plan 65. We will normally work out and pay your deferred pension from the same day of any month on which your birthday falls, so if your birthday is 23rd August but you want to draw your pension in March, we will work out and pay your pension from 23rd March. The Trust Deed and Rules provide that, of the eight. Welcome to My NHS Pension. · For most members, the allowable tax-free lump sum you can take across all your pension benefits, from APS and elsewhere, is capped at one quarter of the current LTA amounting to £268,275. put you in control of your financial future and planning. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. The Government’s pension arrangements differ depending on whether you reach your. If you do not have a user ID, you can request one from your NHS Pensions contact. You will also need your Member Number, a Registration Code and Personal Identification Code. We offer three AVC investment funds: The Equity Biased Fund (EBF) The Short-dated Gilts Fund (SGF) The Mixed Portfolio Fund (MPF) You can divide your AVCs between any of these funds. Members who expected their benefits at retirement to be more than £1. Before you change occupations you have two choices. Liverpool. All Staff – Plan 65. New myPension Features. Login to Mybapension Online to use the online pension modeller to view your pension and lump sum options at different retirement ages. PO Box 2074. When I die. This brings the total 2023 pension increase for eligible pensions to 12. Your deferred pension is worked out at date of leaving as a percentage of your salary, based on the years, months and days that you've been a member of the Scheme (your Pensionable Service ), adjusted for any changes in your BA occupations prior to 1 April 2007 (such as a move from Flying Staff to Ground Staff), plus. Or you can draw your whole BAMPS Account as an Uncrystallised Funds Pension. My children get. a. The Lifetime Allowance (LTA) The lifetime allowance (LTA) is £1,073,100 from April 2020. We may also hold and process some special categories or "sensitive. 15bn in deferred contributions into the scheme between April 2018 and March 2020. mybapension. In APS, you pay a standard rate of 7. The Scheme was contracted-out of S2P by the GMP test until April 1997 and subsequently under the Reference Scheme. As an illustration, at age 60, the amount of tax-free lump sum available for every £1 of pension exchanged could be around 21% higher. The Pension Schemes Act 2021 introduces two new conditions that must be met before a transfer can be paid from a defined benefit pension scheme, such as APS or NAPS, to another UK or overseas pension arrangement. Your BA pension is only part of the income you will receive on retirement. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension. Manage your beneficiaries. Carry on paying into your BA pension. The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. Your APS Trustee has invested just under £4. Or, if you take a tax-free lump. The Government gives. In June you voted to elect Kate Gay, and re-elect Jack Weale, as member-nominated Trustee Directors (MNDs) from the pensioner membership. This plan is administered by Aviva Life & Pensions. A Late retirement increase will be added to your Pre 2007 service pension and you will have five choices in respect of your pension, which are. If you have a defined contribution pension scheme, you can usually access your pension savings from age 55. Register for My Account. L69 2YL. Your pension is flexible. Cost of living support. Employee Self Service - Logout. This is worked out as 20 times your annual rate of pension, e. Changes to my life. mybapension. From State Pension Age you will also receive a pension from the government if you have paid sufficient National Insurance Contributions over your working lifetime. The funding level had therefore improved since the last valuation, on. My deferred pension. The lump sum does not have to be paid to your spouse, partner or surviving dependant. If you leave your pension with BA it is called a deferred pension. You can choose to take up to 25% of your pension savings as a tax-free lump sum, with. You can contact us at any time from age 55 if you wish to draw a reduced pension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. Our Absent Friends page includes details of former colleagues who have recently died. The number of meetings varies from year to year – in some years Trustee Directors could attend an average of 20 meetings. The PSTR number is 00306884RH. The LTA is currently c£1. The normal Scheme increase. The seminars are currently being provided exclusively online, by webinar. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). It has a global traffic rank of #2510553 in the world. 2 Contents 04 Welcome to your pension 08 How much should I save? 16 How is my money invested? 33 Know your funds 39 Your choice of funds 43 Keeping track of your pension 49 Frequently-asked questions 57 Get in touch AV941280_NGS47333A1_MM39066_0823. indd 2 22/08/23 3:43 PMUsing a Chrome or Edge browser, navigate to the MyPBA homepage screen and then click on the “My 1099 form (s)” icon. · For most members, the allowable tax-free lump sum you can take across all your pension benefits, from NAPS and elsewhere, is capped at one quarter of the current LTA, amounting to £268,275. mybapension. Liverpool. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. mybapension. Increases in NAPS are limited to a maximum of 5% per year. Mixed Portfolio fund (MPF) The MPF is like a unit trust fund, which means your investment is used to buy units of (mainly UK and overseas) stocks and shares. Close. If you’d like to pay some or all of your AA tax charge from your BAPP account (or your Aviva General Investment Account (GIA) if you have one), please call Aviva Life & Pensions on 0345 030 7964 - the helpline is open Monday-Friday 8am-5:30pm. mybapension. May 24, 2018. a. The informant will need your pension reference number when calling the team. Your pension is flexible. The secure site trusted by over 389,000 plan members. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Call us on: 020 8538 2100 Fax us on: 020 8538 2190. Currently AVCs can be taken as part of the maximum tax-free lump sum of up to 25% of the available Lifetime Allowance , even if you started paying AVCs after 8 April 1987. 6% and for NAPS it will be 5%. From then on your pension will be paid at the end of every month into your chosen bank or building society account. Liverpool. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. You have one opportunity to make a transfer of part (or all of your AVC Account ) the time of, at or before, drawing your main Scheme pension. The Government raised the. mybapension. We may also hold and process some special categories or "sensitive. mybapension. MND Neil Blackburn’s term came to an end on 30 September 2021. He was thrilled to do it, saying it was something he’d waited years to. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). You can delay receiving your pension after your Normal Retirement Age, up to a maximum of age 75. We’ve made improvements to myPension – your online pension tool. This is currently paid tax-free. December 2021 Page 3 of 6 British Airways Pensions Divorce debits that are effective on or after 6 April 2014 may affect any Lifetime Allowance Individual Protection (IP14 - or IP16 from April 2016) that the member may have obtained from HM Revenue & Customs (HMRC). The AA for your defined benefit (DB) pension savings, such as your APS pension, will also be reduced to £50,000. However, this will vary according to your age when. 6%. The lump sum is broadly the difference between benefits you have received, if any, and your contributions plus interest. com is for staff who. January 2022 obituaries. Key facts: You can save any amount up to 50% of your gross taxable pay. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). If you left employment with BA and left your pension in the Scheme you can draw your benefits any time from age 50 if you wish (subject to certain conditions – see below). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). PO Box 2074. Your Scheme 's actuary will work out the increases, and we will add them instead of normal Scheme increases. At retirement, your AVC account can be taken as extra lump sum or used to buy pension benefits. We provide a pay slip with your first pension payment. If you would like us to publish an obituary or eulogy for a former colleague, please send it to us. Login to Mybapension Online to use the online deferred pension modeller to view your pension and lump sum options at different retirement ages. The GMP is paid as part of your APS pension once you reach your GMP age. 33 billion). 1% of Band Earnings . If you plan to work beyond your Normal Retirement Age, you will automatically continue paying contributions to the Scheme. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). British Airways Pension Plan (BAPP) BA introduced BAPP for its existing employees on 1 April 2018. 1/60. Address changes can also be accepted in writing with a signature (our address is on the Contact us page). If you are receiving a single pension entitlement. 50%. L69 2YL. Click here to read the most recent obituaries. The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. A pension of two-thirds of the pension you earned whilst paying the higher contributions towards an Adult Survivor’s pension (before any adjustments to your own pension such as taking a tax-free lump sum or any early retirement reduction) will automatically be paid to your husband, wife or civil partner. Your line manager or Employee Services contact should provide you with your retirement and leaving forms.